As the population continues to age, few things become more apparent than seniors’ desire for independence coupled with wanting to stay in their own homes. It’s a comfort thing: Most people want to grow old in their home, surrounded by their personal belongings and memories. Not to mention, the exorbitant costs associated with care outside of the home either in a long-term setting or assisted living facilities seems far out of reach for many of today’s families.
Nowadays, there are more and more adult children who end up cohabitating with their aging parents, whether that means the child returns home to get back on his feet or an elderly parent moves in with a child’s family to downsize or when it becomes unsafe for them to live alone. In the last 15 years, the number of seniors living with an adult child has skyrocketed, thanks in part to the high costs associated with getting outside help.
It’s estimated that over 10 million adults over the age of 50 are responsible for the care of an aging parent. That’s about one in five Americans taking over the responsibility of a parent either in their home or paying for their care, according to the most recent statistics from the National Family Caregivers Association (NFCA).
What’s more, Focus on the Family reports that families–not institutions–are providing 80 percent of long term care, meaning there are a lot of family caregivers out there providing the bulk of caregiving services for today’s elderly population. . As baby boomers are living longer and having healthier lives, any care that is needed for the aging parents typically becomes the children’s responsibility.
As people grow older, there are many ailments and conditions which may lead to the need for outside help. Cohabitating with aging parents can take the place of some, if not much, of the need for this assistance. A cohabitating arrangement can prove beneficial and rewarding, but it could also create plenty of complications.
Talk out the details first
Most children have good intentions when they decide living with an elderly parent is the best option. However, these situations can go south very rapidly if all the details weren’t given much thought before the decision was made.
Addressing every topic beforehand, such as finances, and evaluating how to establish unity among everyone involved can ease much of the tension associated with living with aging parents. Here are a few topics that should be considered prior to cohabitating with mom or dad:
- Who will pay the bills? Will your parent be expected to contribute financially?
- Are there young children involved, and how can they be prepared for this change? Be sure to discuss the situation and explain, even to very young children, why Grandma or Grandpa is moving in and what it means for them.
- Do you need ground rules for young children? The roles can get mixed when multiple generations live under the same roof; be upfront about disciplinary roles and expectations to avoid hurtful confrontations.
- What medical needs does your elderly parent have? Who will be responsible for taking care of any care needs, appointments and supplies?
- Is it safe for your aging parent to be alone during the day? If not, who will be caring for her while your family is away? Look into options such as adult day care if needed.
Share responsibilities with siblings
If your aging loved one requires a great deal of care, enlisting other siblings to help can be a good idea. If you have adult siblings who live close enough to help with daily activities or transportation to doctor appointments, it can alleviate the amount of stress placed on the child with whom the aging parent resides.
Make plans in advance and discuss these options with your elderly parent and any siblings who will be participating in care. Again, advance planning goes a long way in avoiding unpleasant disputes down the road.
Check into community resources
Researching all the options available in your community, such as respite care can also help alleviate some of the burden. It’s important for families entering into a cohabitating arrangement with an elderly loved one to know all their options and have ample support. Ancillary resources that can help include:
- Periodic respite care
- Adult day care
- In-home caregivers
- Meals on Wheels programs
- Caregiver or disease-specific support groups
Living with elderly parents can and does work, provided there is sufficient space, privacy and boundaries for everyone involved. Mutual respect and a place to go when one has had enough family time are also crucial to a successful cohabitating arrangement. Cooperation, advance planning and flexibility are all critical to the family’s happiness.